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: post by ShadowSD at 2006-08-14 13:03:12
You just have to budget really well, and learn how to live a month or two BEHIND your budget (get a head start and maintain that buffer zone), unlike most people these days who go into debt living ahead of their budget. I see friends younger than me with ridiculous amounts of credit card debt and I feel really bad for them. Credit cards should only be viewed as a monthly loan with no interest, you have to pay the balance in full every month or they'll fuck you up the ass.
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