Does anyone know if it's normal to NOT be covered for the first five days your out of work? My injury happened at work and they're telling me I don't start getting paid until after the first 5 days...

I can look into it.. work for an insurance company. However we don't do Worker's Comp here so I dunno..

that actually sounds right for a lot of things.

wait, what kind of injury? are you able to drum? if it really affects your daily life then pursue something. if it's a scratch then forget about it. too much time and effort.

no, i can't do anything. I herniated a disk between my 4th and 5th vertebrae. I've already filled out all the paperwork for it, and they say that i will definitely get paid for the time i'm off AFTER the first 5. I just didn't know whether or not that was normal.

7. As an employer, what is my responsibility in reporting injuries?

If you know of an injury to one of your employees, or an employee alleges an injury to you, that has resulted in five (5) calendar days of disability, you must file an Employer's First Report of Injury Or Fatality Form - Form 101. You are required to file this form with the DIA and your insurer within seven (7) calendar days, not including Sundays and legal holidays, of the fifth day of disability. You should also give a copy to the injured employee. If the employee reports the injury to you after he or she has already been disabled for five (5)or more days, you would have to file the Form 101 within seven (7) calendar days, not including Sundays and legal holidays, of the day the injury was actually reported to you. If the injury results in just medical bills, or fewer than five (5) days of disability, you would report it just to your insurer, on whatever form they have for this purpose.

...and so i assume since they're saying to file it after 5 missed days than it's NOT retroactive and that i will not get payed for them.. That's alright anyways, i have vacation time i can take for the first 5 days.. Let's hope it doesn't last too long.

best of luck jim!

you know, while you are home... there are people on TV that can help you.

:( this is when i really regret not having a TV hooked up to anything. I only have a DVD player. Maybe I'll re-read the wheel of time series. (as much as i can)

Best part of the WoT is the sex scene with Aviendha. Just make sure you don't fap to it.

hehe, you mean in the tent? yeah.... think i already did that.